Question 1

Do you provide GST refund RFD-01 for businesses on 2nd Street?

Accepted Answer

Yes. We serve businesses on and around 2nd Street in T. Nagar — shops, offices, godowns and home-run businesses alike. Document pickup can be arranged at your premises, or you can send everything on WhatsApp and complete GST refund without leaving your counter. Call +91 - 9600 606 444 and mention your location; a consultant will confirm the fee and timeline immediately.

Question 2

What is the process for GST refund RFD-01?

Accepted Answer

The process runs in clear stages: Eligibility and computation; Document compilation; RFD-01 filing; Departmental follow-up. A senior consultant reviews your file at each stage rather than passing it to a data-entry desk, and you receive a confirmation with the filed documents once it is complete. You always know which stage your work is at — we update you on WhatsApp instead of leaving you to follow up.

Question 3

Can I include ITC on input services in my inverted duty refund claim?

Accepted Answer

No. Under Rule 89(5) of the CGST Rules, the refund formula for inverted duty structure considers only the net input tax credit availed on inputs, meaning goods used in making the outward supply. ITC on input services and capital goods is excluded from the computation, a position upheld by the Supreme Court in the VKC Footsteps case. That excluded credit is not lost; it remains in your electronic credit ledger for set-off against future output tax. A proper working of eligible versus ineligible credit prevents deficiency memos and partial rejections.

Question 4

I export goods after paying IGST. How do I get that tax back?

Accepted Answer

For export of goods with payment of IGST, no separate RFD-01 is needed. The shipping bill filed with customs is itself treated as the refund application once you file GSTR-1 with correct shipping bill details in Table 6A and pay the tax through GSTR-3B. Customs matches the data from the GST portal with ICEGATE and credits the refund directly to your bank account. Most delays happen because of invoice mismatches between GSTR-1 and the shipping bill, or bank account validation errors, so reconcile both before filing each month.

Question 5

I received a deficiency memo RFD-03 against my refund claim. What should I do?

Accepted Answer

A deficiency memo in RFD-03 means the officer found your application incomplete, and the application is treated as not filed. You cannot reply to an RFD-03; you must file a fresh RFD-01 after curing the defects, and the debited ITC or cash is re-credited to your ledger. Importantly, the fresh application must still fall within the original two-year limitation, so act quickly. Read the memo carefully, fix every listed deficiency, and refile with a covering note. Businesses in T. Nagar that receive repeated memos usually have invoice statement formatting issues that are easy to correct professionally.

Question 6

I deposited extra money in my GST cash ledger by mistake. Can I get it back?

Accepted Answer

Yes. Excess balance lying in the electronic cash ledger can be claimed back by filing RFD-01 under the category refund of excess balance in electronic cash ledger. This is one of the simplest refund types because no invoice statements are required; the portal auto-populates the ledger balance and you simply select the amount and the bank account for credit. This commonly happens when tax is deposited under the wrong head, for example CGST instead of IGST. Businesses in T. Nagar facing this issue can call +91 - 9600 606 444 and the claim can usually be filed the same day.

Question 7

I export under LUT without charging tax. Can I get a refund of my input tax credit?

Accepted Answer

Yes. Exports made under a Letter of Undertaking are zero-rated, so the input tax credit accumulated on your purchases can be claimed as a refund by filing RFD-01 under the category refund of unutilised ITC on export without payment of tax. The refund is computed proportionately using the formula in Rule 89(4), based on your export turnover versus total turnover. You must upload a statement of export invoices along with shipping bills or, for services, FIRC or BRC evidencing foreign exchange receipt. Exporters in T. Nagar can call +91 - 9600 606 444 for end-to-end filing support.

Question 8

I charged CGST and SGST on an invoice that should have carried IGST. How do I fix it?

Accepted Answer

The law provides a clean remedy without interest. Under Section 77 of the CGST Act and Section 19 of the IGST Act, where a supply was wrongly treated as intra-state instead of inter-state or vice versa, you pay the tax under the correct head and claim refund of the tax paid under the wrong head; no interest is charged on the correct payment. Rule 89(1A) allows the refund application within two years from the date the correct tax is paid. Issue a credit note and corrected invoice, amend GSTR-1, and file RFD-01 under the appropriate category. Our T. Nagar team handles these head-swap corrections regularly; call +91 - 9600 606 444 before the limitation runs.

Question 9

How exactly do I pay RCM in my return and claim it back as credit?

Accepted Answer

Report the taxable value and tax in Table 3.1(d) of GSTR-3B; this liability must be discharged in cash through the electronic cash ledger, because input tax credit cannot be used to pay reverse charge dues. In the same return, claim the amount as ITC in Table 4(A)(2) or 4(A)(3), so the net impact is usually nil. RCM invoices from registered suppliers like GTAs appear in GSTR-2B, but credit for unregistered-supplier RCM rests on your self-invoice, and Circular 211/5/2024 confirms the Section 16(4) deadline runs from the year of that self-invoice. Businesses in T. Nagar that skip the 3.1(d) reporting but claim the credit invite automatic mismatch flags.

Question 10

I have a day job plus freelance income and a small rental. What counts towards my GST turnover?

Accepted Answer

Salary is excluded entirely, because services by an employee to an employer in the course of employment are outside GST under Schedule III. Everything else you supply counts in aggregate turnover: freelance fees, export receipts, and even exempt income such as rent from a residential dwelling let out for residence. So a person earning Rs.15 lakh from freelancing and Rs.6 lakh from rent has crossed Rs.20 lakh and must register, even though the rent itself remains exempt. This clubbing rule surprises many moonlighting professionals; a short call on +91 - 9600 606 444 can confirm exactly where you stand.

Question 11

Can my company claim ITC on GST paid to a contractor building our new office?

Accepted Answer

Generally no. Section 17(5) blocks input tax credit on works contract services and on goods or services used for construction of immovable property on your own account, even when the building is used for business. The exception is plant and machinery, so credit on GST paid for installing machinery, equipment or apparatus fixed to earth remains available. The block does not apply within the construction chain itself: a sub-contractor's works contract service supplied to the main contractor is creditable for the main contractor, since it is used for an onward works contract supply. Classifying civil costs correctly during a project saves disputes at audit.

Question 12

How is GST charged on hotel room tariffs after the rate changes?

Accepted Answer

Hotel accommodation with a value of supply up to Rs.7,500 per unit per day attracts 5 percent GST without input tax credit, a reduction from the earlier 12 percent. Rooms priced above Rs.7,500 per day attract 18 percent with full input tax credit. The rate is determined by the actual transaction value charged for the room, so seasonal discounts can change the applicable rate on the same room across bookings. Lodges and hotels around T. Nagar should configure billing software to test the per-day value on each invoice rather than fixing one rate for the property.

Question 13

Why are so many businesses suddenly receiving GST notices these days?

Accepted Answer

Enforcement has shifted from manual selection to data analytics. The portal now automatically compares GSTR-1 with GSTR-3B and flags tax shortfalls through DRC-01B intimations under Rule 88C, and compares GSTR-2B with GSTR-3B to flag excess ITC through DRC-01C under Rule 88D. E-way bill, e-invoice, TDS and income tax data are also cross-matched, and limitation deadlines for older financial years have pushed departments to clear pending demands in batches. The practical lesson for T. Nagar businesses is that mismatches no longer go unnoticed, so month-wise reconciliation before filing is now essential hygiene rather than a year-end exercise.

Question 14

Why is my e-way bill generation blocked on the portal?

Accepted Answer

Under Rule 138E, the e-way bill facility is blocked when a taxpayer has not filed GSTR-3B (or CMP-08 for composition dealers) for two or more consecutive tax periods. Since an e-way bill is mandatory for moving goods worth more than Rs.50,000, blocking effectively halts dispatches. The remedy is straightforward: file the pending returns with late fee and interest, after which the facility unblocks automatically, usually the next day. Transporters and suppliers can also be affected when a counterparty GSTIN is blocked. We clear return backlogs for businesses in T. Nagar on priority; call +91 - 9600 606 444.

Question 15

I deposited money under the wrong head in my GST cash ledger. Why can the amount not be used?

Accepted Answer

The cash ledger is divided into major heads, IGST, CGST, SGST and cess, and minor heads, tax, interest, penalty, fee and others. An amount deposited under one combination, say CGST-penalty, cannot be directly used to pay under another, say IGST-tax, which is why your balance appears unusable despite money lying in the ledger. The remedy is Form PMT-09, which transfers the amount to the correct head instantly without any officer approval. Many T. Nagar taxpayers wrongly deposit a fresh challan in this situation; a two-minute PMT-09 filing saves that duplication. Call +91 - 9600 606 444 if your ledger looks stuck.

Question 16

Why is there GST on an under-construction flat but not on a ready-to-move one?

Accepted Answer

Construction of an apartment intended for sale is a supply of service only when any part of the consideration is received before the completion certificate is issued or before first occupation. Such under-construction sales attract 1 percent for affordable residential apartments and 5 percent for other residential apartments, both without input tax credit to the builder. Once the completion certificate is issued, sale of the building is neither a supply of goods nor of services under Schedule III, so a ready-to-move flat carries no GST at all, only stamp duty and registration charges. Timing of booking therefore changes the buyer's cost materially.

Question 17

Is GST still charged on life and health insurance premiums?

Accepted Answer

No. With effect from 22 September 2025, premiums on all individual life insurance policies, including term plans, endowment plans and ULIPs, and all individual health insurance policies, including family floater and senior citizen plans, are exempt from GST. Reinsurance of these policies is also exempt. Earlier these premiums bore 18 percent tax. Note that the exemption applies to policies taken by individuals; certain group covers procured by businesses can still attract GST, and insurers can no longer claim input credit attributable to exempt policies. Policyholders should see the benefit directly in renewal notices.

Question 18

Is GST applicable on rent for my shop or office premises?

Accepted Answer

Yes. Renting of commercial property such as shops, offices, godowns and industrial sheds is a taxable supply of services at 18 percent, charged by the landlord under forward charge once the landlord's aggregate turnover, including this rent, crosses Rs.20 lakh. The tenant, if registered and using the premises for business, can claim the GST as input tax credit, since renting is not a blocked credit. Landlords with several small commercial properties often cross the threshold without realising it, because rent from all properties on the same PAN is clubbed. A yearly turnover check protects against retrospective demands.

Question 19

Which GST office handles T. Nagar businesses?

Accepted Answer

Businesses in T. Nagar (PIN 600017) generally fall under the CGST Chennai South Commissionerate, with state-jurisdiction cases handled by the Tamil Nadu Commercial Taxes Department. Your exact division and range can be confirmed from your GSTIN on the GST portal. We regularly appear before this jurisdiction for registrations, clarifications and hearings, so we know the local practice and documentation preferences.

Question 20

What documents are required for GST refund RFD-01 in T. Nagar?

Accepted Answer

For GST refund RFD-01 you will generally need: Export invoices and shipping bills, for export refund claims, FIRC or bank realisation certificates for export proceeds, Copy of LUT filed in RFD-11, for exports without payment of tax, GSTR-1 and GSTR-3B filed copies for the claim period, GSTR-2B and purchase invoices supporting input tax credit. The exact list depends on your constitution — proprietorship, partnership, LLP or company — and on the specifics of your case. Send what you have on WhatsApp to +91 - 9600 606 444 and we will confirm within the same working day exactly what else is needed, so nothing is rejected later for a missing paper.

Question 21

Are there any hidden charges for GST refund RFD-01?

Accepted Answer

No. The fee quoted before we start is the fee you pay. Government fees, portal charges or statutory late fees, where they apply, are separate and disclosed to you in advance with the exact amount. We issue a proper GST invoice for our professional fee. If the scope of work changes — for example, an unexpected notice or additional periods — we tell you the revised fee before doing anything further.

Aspect	With ChennaiGST	DIY / Unattended
When a notice arrives	A professional drafts the reply in the department's format and files it within the statutory window, such as thirty days for ASMT-11.	You face departmental language alone, and a missed reply deadline can convert a simple query into a demand with penalty.
Time cost	Roughly an hour a month to send data and approve drafts; the portal work, reconciliation and follow-up are ours.	Hours every month lost to portal errors, JSON files, OTP failures and reworking figures — usually on the due date itself.
Keeping up with changes	Rate changes, portal updates and new thresholds such as the Rs.5 crore e-invoice limit are tracked by us and applied to your case proactively.	Changes are discovered after the fact — often through a rejected filing, a blocked e-way bill or a departmental letter.
Risk of notices	GSTR-1, GSTR-3B and GSTR-2B reconciled before filing, removing the mismatches that trigger most scrutiny notices.	Inconsistent figures across returns quietly build a mismatch history that surfaces later as ASMT-10 scrutiny or a demand notice.
Goods in transit	E-way bills generated correctly and matched to invoices, so consignments pass roadside inspections without detention or penalty.	A defective or missing e-way bill can mean detention at a checkpoint, with penalties that dwarf the tax on the consignment.
Late fees and interest	Filings go in ahead of statutory dates, so the Rs.50-per-day late fee and 18 percent interest never arise.	Late fees accumulate silently every delayed day, and interest on unpaid tax runs at 18 percent per annum.

GST Refund RFD-01 near 2nd Street, T. Nagar, Chennai

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Trade Profile and GST Jurisdiction for 2nd Street, T. Nagar

Why 2nd Street, T. Nagar Businesses Choose ChennaiGST

Transparent, Fixed Fees Quoted Upfront

Extra Hands During Filing Windows

Support Through Audits and Hearings

Support in Tamil and English

Ledger Housekeeping on the Portal

Deadline Tracking Done for You

Our GST Refund Process

Eligibility and computation

Document compilation

RFD-01 filing

Departmental follow-up

Sanction and credit

Documents Required for GST Refund RFD-01

What GST Refund RFD-01 Costs in T. Nagar

What You Get

Export Benefits Fully Utilised

Lower Total Cost of Compliance

Clarity on What You Actually Owe

Compliance That Continues When You Travel

Audit-Ready Records at All Times

Correct Tax the First Time

With ChennaiGST vs Doing It Yourself

GST Support on 2nd Street, T. Nagar

Recent GST Law You Should Know — relevant to T. Nagar businesses

Old and used vehicles moved to a uniform 18 per cent on margin

Marketing and after-sales support for a foreign principal held to be intermediary service

Expired e-way bill not extended in time — penalty upheld and writ petition dismissed

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